The SICOM Wellness Plan is the insurance company’s new endowment product. Combining financial protection and preventive health care, it is a comprehensive solution that meets the essential need to anticipate rather than suffer, offering not only a capital sum in the event of serious illness or death, but also regular check-ups for preventive monitoring.
Comprehensive financial protection
The SICOM Wellness Plan differs from traditional health insurance in two ways. Firstly, lump-sum compensation is paid as soon as certain serious illnesses are confirmed, or in the event of total or permanent disability. Secondly, the company offers a guaranteed capital sum at the end of the contract (10, 15 or 20 years, depending on your choice) or in the event of death.
An unprecedented preventive approach
The originality of the SICOM Wellness Plan lies in its preventive aspect, with medical examinations fully covered at regular intervals throughout the duration of the contract, encouraging proactive medical monitoring and early detection of any health problems, for more effective treatment. The number and frequency of these tests vary according to the premium paid, enabling policyholders to tailor their cover to their needs and budget.
Who can benefit from the SICOM Wellness Plan?
This endowment policy is designed for people aged 35 to 60 who want to :
- Financial protection against the consequences of a critical illness
- Secure the future of their loved ones in the event of death
- Regular medical check-ups at no extra cost
- Build long-term or medium-term capital
Events covered
The SICOM Wellness Plan protects against five major risks:
- Cancer
- Heart attack
- Stroke (cerebrovascular accident)
- Total and permanent disability
- Deaths
The SICOM Wellness Plan embodies the vision of a more human form of insurance, which supports policyholders over the long term, while taking into account their real needs in terms of social protection, prevention and quality of life.