What if your money could do more than just sit in an account? In an uncertain economic climate, growing your savings requires careful consideration, as well as a strategy tailored to your goals, investment horizon, and risk profile. It is precisely with this in mind that SICOM Group offers SICOM Maxinvest®, an investment-oriented life insurance product.
Designed according to the unit-linked* principle, this product allocates the premiums paid between two components: one portion is used for life insurance coverage, while the other is invested in various asset classes in local and international markets. Stocks, bonds, or a combination of both: the goal is to diversify investments while enjoying the benefits associated with life insurance. To cater to different investor profiles, SICOM Maxinvest® offers three fund options: the Secure Fund, the Balanced Fund, and the Growth Fund. Each offers a different level of risk and potential return, allowing policyholders to choose a strategy based on their goals and risk tolerance.
The product also offers a degree of flexibility through the option to add supplemental coverage, particularly in the event of a critical illness or total and permanent disability. The Secure Fund, meanwhile, provides a guaranteed minimum value for the unit-based fund at maturity or in the event of death. Another advantage: SICOM Maxinvest® provides benefits in the event of death, redemption, or maturity, while investment gains are tax-exempt. A solution designed for those who want to combine protection and investment while staying on track toward their long-term financial goals!
*Unit-linked life insurance.