You’d never dream of traveling without a valid passport. And yet, when it comes to travel insurance, preconceived ideas are hard to dispel. Too expensive, unnecessary, already included elsewhere… these are just some of the beliefs that still lead many travelers to leave insufficiently protected! SICOM explains the most common myths.
Myth no. 1 My credit card already covers me”
Credit card cover is often partial, capped and subject to numerous conditions. They are no substitute for comprehensive travel insurance, designed to cover all the risks associated with a stay abroad.
Myth 2 I’m going for a short time, so I don’t risk anything”
A short stay is not synonymous with reduced risk. Medical consultations, flight delays or lost luggage can occur at any time, regardless of the length of your trip.
Myth 3 I’m in good health, I’ll pay if I need to ”
Accident, food poisoning or a simple fall can quickly lead to very high costs abroad. Travel insurance allows you to be taken care of quickly and avoid heavy, unforeseen expenses.
Myth 4 My health cover is enough”
Standard health cover generally does not apply to travel abroad for leisure or business. Travel insurance remains indispensable.
Myth 5 The host country will take care of me”
Emergency care may be provided in advance, but ambulance, hospitalization, medication and repatriation are usually the responsibility of the traveler. Only travel insurance can guarantee comprehensive coverage and appropriate assistance.
Myth no. 6 The more expensive, the better I’m covered”
Price is not always a reliable indicator. Low-cost formulas offer minimal protection, while top-of-the-range formulas are only relevant if they match your profile. The key is to choose the right coverage, not necessarily the most expensive.
Traveling with a free spirit also means being well insured! With Travel Easy, SICOM offers comprehensive protection, 24/7 assistance and personalized advice to support you before and during your trip. Because a successful trip starts long before you board!